To become a member of the ENERGCOMM FEDERAL CREDIT UNION, a person must be associated with one of the following groups listed in the Membership Eligibility and meet the criteria defined by the National Credit Union Association (NCUA). NCUA separately defines "members of the immediate family" and "members of the household" as follows:

"Immediate family" is defined as a grandparent, parent, spouse, sibling, child, or grandchild. For the purposes of this definition, immediate family member includes adopted children, stepparents, stepchildren, and stepsiblings.

"Household members" are defined as persons living in the same residence and who maintain a single economic unit. This includes any person who is a permanent member of and participates in the maintenance of the household, including family members, domestic partners, foster children, and legal guardian relationships. While roommates in a single residence would meet this definition, a fraternity, sorority, or nursing home is excluded from this definition.

Others who are eligible for membership are spouses of persons who died while within the field of membership of this Credit Union; employees of this Credit Union; persons retired as pensioners or annuitants from the listed employments; members of their immediate families or household; and, organizations of such persons.